Updated 4/7/09

Housing Programs and Activities

Placer County offers several housing programs. For information about any of these programs, click the appropriate link.

First Time Homebuyer Assistance Program
Housing Rehabilitation Loans
Handy Person Program - Seniors First


First Time Homebuyer Assistance Program

As funds become available, loans of up to $150,000 are available  to help families purchase their first home in Placer County. First Time Homebuyer Assistance Program loans help make mortgage payments more affordable. 

Applications will only be accepted when the applicant can meet the program requirements and is ready to make a home purchase.

For more information about this program, click each of the following links:
    
    Program Basics
    First Time Homebuyer Program - Minimum Requirements
    2009 Program Income Limits
    Additional Information
    Program Interest Form

Contact the Redevelopment Agency at (530) 745-3150 for information.

The Redevelopment Agency offers several different opportunities for low-income Placer County residents residing in the unincorporated area of the county to rehabilitate their homes.

State and Federal Grant Programs

Each year Placer County applies for, and may receive, various State and Federal grants from the Community Development Block Grant (CDBG), HOME Investment Partnership Program (HOME), Affordable Housing Trust Fund Program, and other grant programs. The County then provides these funds, in the form of low-interest loans to low-income households to rehabilitate their homes. The County's primary emphasis is in correcting health and safety issues, but some programs can be used to correct overcrowding as well. The Agency combines its own Redevelopment tax increment funds with these grant funds for its Housing Rehabilitation Assistance Program.

In addition to home rehabilitation, CDBG also provides grants for public improvements in the form of infrastructure, public facilities, transit, and energy efficiency measures

HOME funds can be used for individual home rehabilitation or for multi-family facility improvements. They can also be used to provide new, affordable housing.

Affordable Housing Trust Funds originate with developers in-lieu fees for commercial resorts or from residential construction fees and must be used for affordable housing. The State also has a matching grant program, where County funds are matched.

If you have questions about a new or existing CDBG rehabilitation loan, please call the Redevelopment Agency at 530-745-3150. You may also click one of the following links for more information and/or an interest form.

    Housing Rehabilitation Loan Application: For Low- and Moderate-Income Owner Occupants
    Housing Rehabilitation Loan Application: For Owner-Investors Renting to Low- and Moderate-Income Households


USDA Rural Development Loans and Grants

The USDA Rural Development Department (RDD) has a program that may help you obtain the money you need to repair your home. If you are low-income and own the home that you live in, you may qualify for a loan of up to $20,000 to make needed repairs or improvements. The interest rate is one percent , so you pay as little as $92 per month if you borrow the maximum of $20,000.

In addition, if you are 62 years old or older, you may qualify for a once in a lifetime grant of up to $7,500 to remove health or safety hazards. For more information about the program, including what adjustments may be made to your gross income, please contact the RDD office at (530) 885-7081, Ext. 4.

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Handy Person Program - Seniors First 

Seniors First is a private, non-profit corporation that provides health and safety repair services free of charge.  Services are provided to very low-, low-, and moderate-income seniors, and very low-, low-, and moderate-income disabled people who are owner-occupants of these residences in the unincorporated areas of Placer County.  

Seniors First can be reached at 530-889-9500 x400 for:

• Door and window repairs
• Dead bolt and lock repair and installation
• Electrical outlets and switches
• Plumbing repairs
• Heating and swamp cooler repair
• Security lights
• Smoke detector installation/replacement
• Grab bar installations
• Light fixture and fluorescent light repairs
• Ramps 

Services cannot exceed $1,300 and are funded by the Placer County Redevelopment Agency. Contact the Redevelopment Agency at (530) 745-3150 if you have questions.

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 Email the Redevelopment Agency