Virtual Check

Instructions For Using A Virtual Check

Using Virtual Checks with

Q: Do Virtual Checks meet the letter of the law?

A: Yes, click here to read more about the actual laws , such as the Electronic Signatures in Global and National Commerce Act.

Q: What is a Virtual Check?

A: It is an electronic data exchange that results in the producing of a paper check in the Tax Collector's Office. You must have a U.S. based checking account to use VirtualCheck. Using special software and the information you provide, you electronically authorize us to produce a legal check for this transaction only. Our software prints this check that we deposit into our account just as we would one you mailed us. The difference is time and effort. You don't need to buy a stamp, find an envelope, or take the mail to the post office. Instead of waiting days for the mail, we can process your payment in moments. You will then receive the check we produced, along with your other cancelled checks, in your normal bank statement.

Q: Who receives my financial data?

A: Only the Tax Collector, or her deputized Tax Agents have access to your data.

Vcheck Instructions

Q: How do I do this?

You will need to send us the data needed through our secure online payment form.
Go to the next available check you would normally write. For your records, fill it out to PLACER COUNTY TAX COLLECTOR in the amount of your payment. You will provide us with the actual check number - but not the actual check.
Next, use the graphic below to locate the information we will need. You can place the corresponding numbers, indicated in red in the graphic below, on your voided check for reference when you proceed to the Secure Virtual Check Form.

1. Your Personal Information

2. The Check Number

3. Transit Code - looks like a fraction

4. Your U.S. Bank Information

5. The 9 Digit Routing Number

6. Your Checking Account Number

Once you have located all the necessary information and marked its location on your check, you are ready to proceed to the actual Secure Virtual Check Order Form where you will enter this data and give us permission to process your payment.

Important Information Regarding Tax Payment Delinquency Dates and Times for Virtual Checks:

August 31, 2007, Midnight (PST) - Unsecured Taxes - 2007/08 fiscal year.
December 10, 2007, Midnight (PST) - Secured Taxes - 1st Installment - 2007/08 fiscal year.
April 10, 2008, Midnight (PST) - Secured Taxes - 2nd Installment - 2007/08 fiscal year.

CLICK HERE TO PAY YOUR TAXES -

If you prefer not to send personal information over the Net (even through a secure form), please use our Virtual Check FAX Order Form .

If you have any questions about the information needed or the process involved, please feel free to e-mail us at Tax Collector or call us at (530) 889-4120.

Do V-checks meet the letter of the law?

Yes, they do! Check demand drafts, or "drafting" funds from a second party's checking account, have been a method of payment for more than 8 years, usually in collections. Check drafting is a legal method of payment as provided in the Uniform Commercial Code, Federal Trade Commission Title 16, and Code of Federal Regulations. Of course, authorization from the checking account holder to generate a check draft is mandatory, and verbal or written agreement is accepted.

Code of Federal Regulations - Reference: Title 12 Chapter II, Part 210.
Federal Reserve Bank - Reference: Regulation J, Part 2, Sections 4a-201 to a-212.
Federal Trade Commission - Reference: Telemarketing Sales Rule - Title 16, Section 310.3 (a)(3).
Securities Exchange Act of 1934: Section 3, (15 U.S.C. 78c)
Uniform Commercial Code - Reference: Title 1, Sections 1-201 [39] and Title 3, Sections 3-103a, 3-104, 3-401, 3-402, and 3-403.
Electronic Signatures in Global and National Commerce Act