County Housing Loans and Programs

CalHome Program Loans - First Time Homebuyer Assistance Program

Placer County has a limited amount of first time homebuyer loan funds available in early 2008. Applications will only be accepted when the applicant can meet the program requirements and they are ready to make a home purchase.

For complete information about this program, please click on each of the following links:
    1.  Homebuyer Assistance Program Letter
    2.  Program Basics
    3.  Additional Information and Requirements
    4. Program Interest Form

Housing Rehabilitation Loans: CDBG Program

The Community Development Block Grant (CDBG) Program can provide low interest loans of up to $60,000 to: correct health and safety hazards, increase energy conservation, and extend the useful life of your home. Examples include correcting plumbing, electrical, or roof problems, room additions, insulation, replacing inefficient appliances, and much more. The owner or tenants must be low income residents. Please call the Redevelopment Agency, at 530-745-3150, to find out if you qualify and for more information.

If you have questions about an existing CDBG rehabilitation loan, please call the Redevelopment Agency at 530-745-3150 and provide the name of the owner or the property address.

Handy Person Program - Seniors First

The Seniors First is a private non-profit corporation that provides health and safety repair services free of charge. Services are provided to very low, low, and moderate-income seniors, and very low, low, and moderate income disabled people who are owner-occupants of these residences in the unincorporated areas of Placer County.

Seniors First can be reached at 530-885-2436, for:

Door and window repairs
Dead bolt and lock repair and installation
Electrical outlets and switches
Plumbing repairs
Heating and swamp cooler repair
Security lights
Smoke detector installation/replacement
Grab bar installations
Light fixture and fluorescent light repairs
Ramps

Services cannot exceed $1,000 and are funded by the Placer County Redevelopment Agency.

First Time Homebuyer Program (Out of Funds)

For fiscal year 2005/2006, Placer County has a loan pool of funds available to make loans to qualified first time homebuyers. Loans are available of up to $150,000 to help families purchase their first home in the county. This loan acts as assistance financing to make your mortgage payments more affordable. To request an application package and for additional requirements, please call the Redevelopment Agency, at 530-745-3150, for more information.

Download Program Interest Form (PDF Format 46 kb)

Download Additional Requirements for Housing Loans (PDF Format 33 kb)

Housing Rehabilitation: USDA Rural Development Loans and Grants

The USDA Rural Development Department (RDD) has a program that may help you get the money you need to repair your home. If you are low income and own the home that you live in, you may qualify for a loan of up to $20,000 to make needed repairs or improvements. The interest rate is one percent , so you pay as little as $92 per month if you borrow the maximum of $20,000. In addition, if you are 62 years old or older, you may qualify for a once in a lifetime grant of up to $7,500 to remove health or safety hazards from your home. For more information about the program, including what adjustments may be made to your gross income, please contact the RDD office at (530) 885-7081, Ext. 4.

Here is further information on Placer County's Redevelopment Agency Project Areas.

CDBG- Community Development Block Grant, a federally funded program which provides grants for housing, public works, and economic development programs.
The State of California administers the CDBG program.

Email the Redevelopment Agency

Home > Departments > County Executive Office > Redevelopment > County Housing Loans and Programs
	County Housing Loans and Programs CalHome Program Loans - First Time Homebuyer Assistance Program Placer County has a limited amount of first time homebuyer loan funds available in early 2008. Applications will only be accepted when the applicant can meet the program requirements and they are ready to make a home purchase. For complete information about this program, please click on each of the following links: 1. Homebuyer Assistance Program Letter 2. Program Basics 3. Additional Information and Requirements 4. Program Interest Form Housing Rehabilitation Loans: CDBG Program The Community Development Block Grant (CDBG) Program can provide low interest loans of up to $60,000 to: correct health and safety hazards, increase energy conservation, and extend the useful life of your home. Examples include correcting plumbing, electrical, or roof problems, room additions, insulation, replacing inefficient appliances, and much more. The owner or tenants must be low income residents. Please call the Redevelopment Agency, at 530-745-3150, to find out if you qualify and for more information. If you have questions about an existing CDBG rehabilitation loan, please call the Redevelopment Agency at 530-745-3150 and provide the name of the owner or the property address. Handy Person Program - Seniors First The Seniors First is a private non-profit corporation that provides health and safety repair services free of charge. Services are provided to very low, low, and moderate-income seniors, and very low, low, and moderate income disabled people who are owner-occupants of these residences in the unincorporated areas of Placer County. *Seniors First* can be reached at 530-885-2436, for: Door and window repairs Dead bolt and lock repair and installation Electrical outlets and switches Plumbing repairs Heating and swamp cooler repair Security lights Smoke detector installation/replacement Grab bar installations Light fixture and fluorescent light repairs Ramps Services cannot exceed $1,000 and are funded by the Placer County Redevelopment Agency. First Time Homebuyer Program (Out of Funds) For fiscal year 2005/2006, Placer County has a loan pool of funds available to make loans to qualified first time homebuyers. Loans are available of up to $150,000 to help families purchase their first home in the county. This loan acts as assistance financing to make your mortgage payments more affordable. To request an application package and for additional requirements, please call the Redevelopment Agency, at 530-745-3150, for more information. Download Program Interest Form (PDF Format 46 kb) Download Additional Requirements for Housing Loans (PDF Format 33 kb) Housing Rehabilitation: USDA Rural Development Loans and Grants The USDA Rural Development Department (RDD) has a program that may help you get the money you need to repair your home. If you are low income and own the home that you live in, you may qualify for a loan of up to $20,000 to make needed repairs or improvements. The interest rate is one percent , so you pay as little as $92 per month if you borrow the maximum of $20,000. In addition, if you are 62 years old or older, you may qualify for a once in a lifetime grant of up to $7,500 to remove health or safety hazards from your home. For more information about the program, including what adjustments may be made to your gross income, please contact the RDD office at (530) 885-7081, Ext. 4. Here is further information on Placer County's Redevelopment Agency Project Areas. CDBG- Community Development Block Grant, a federally funded program which provides grants for housing, public works, and economic development programs. The State of California administers the CDBG program. Email the Redevelopment Agency