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Housing Programs and Activities

First Time Homebuyer Assistance Program

Loans of up to $100,000 are available to help families purchase their first home in the unincorporated areas of Placer County. The First Time Homebuyer Assistance Program loan can help make mortgage payments more affordable. Loans are available on a first-come/first-serve basis and are provided to applicants who have submitted a complete "Program Interest Application Form," meet the program requirements, and are ready to make a home purchase.

Minimum Requirements:

  1. You must be a First Time Homebuyer (Federal and State Income Limits, April 2015)
  2. You must be pre-approved for a first mortgage loan.
  3. You must have 3% of the total purchase price available at the time of application. These funds cannot be in the form of a loan.
  4. The eligible property must be located in unincorporated Placer County.

Mail your completed application to:

    Placer County Planning Services Division
    3091 County Center Drive
    Auburn, CA 95603

If you have questions or require additional information, please contact the Planning Services Division at (530) 745-3170 or email us.

Martis Fund Homebuyer Assistance Program - Truckee/Tahoe

Loans are available for homebuyers working in Placer County east of the Donner Summit or in the Town of Truckee and seeking to buy a home in that area. The buyer’s household income may not be more than 180% of the Placer County median income; this equates to roughly $137,000 for a family of four. Loans may be up to $50,000 or ten percent of the purchase price, whichever is less. There is no sales price limit for this program. To reduce the day-to-day costs of homeownership all principal and interest payments are deferred until the time the home is sold. Borrowers may choose between interest at a fixed 3 percent per year or a lump sum based on the loan’s share of the home’s appreciation at the time of sale.

CRHMFA Homebuyers Fund (CHF)

CHF is a government entity that provides affordable housing finance options for low-to-moderate income individuals and families in California. CHF arranges mortgage loan programs featuring low interest rates and down payment and/or housing closing cost assistance in a variety of financial forms for qualifying homebuyers. Interested persons should contact a representative toll-free at (855) 740-8422, or visit

Efficiency Dwelling Units and Single Room Occupancy Housing

Ordinance 5710-B:  Single Room Occupancy Housing

Ordinance 5711-B:  Efficiency Dwelling Unit

Housing Rehabilitation Loans

Placer County offers several different opportunities for low-income Placer County residents residing in the unincorporated area of the County to rehabilitate their homes:

    State and Federal Grant Programs - Each year Placer County applies for, and may receive, various State and Federal grants. The County then provides these funds, in the form of low-interest loans to low-income households to rehabilitate their homes. The County's primary emphasis is in correcting health and safety issues. For more information, call 530-745-3170.

    USDA Rural Development Loans and Grants - The USDA Rural Development Department (RDD) has a program that may help you obtain the money needed to repair your home. If you are low-income and own the home that you live in, you may qualify for a loan of up to $20,000 to make needed repairs or improvements. The interest rate is one percent, so you pay as little as $92 per month if you borrow the maximum of $20,000. In addition, if you are 62 years old or older, you may qualify for a onetime grant of up to $7,500 to remove health or safety hazards. For more information about the program, including what adjustments may be made to your gross income, please contact the RDD office at (530) 885-7081, ext. 4. Information is also available on the website,

    Project GO - Founded in 1978 by a group of community members, Project GO provides grants to low-income residents for housing weatherization and energy conservation improvements. Their office is located at 801 Vernon Street, Roseville, CA 95678. Interested persons should contact a representative at (916) 782-3443 or (800) 655-7705.

Public Database Housing Units

The Public Database of Affordable, Redevelopment-Restricted Rental and Ownership Units and Enforceability shows existing new and substantially rehabilitated housing units that were either (a) developed or otherwise assisted with Low- and Moderate-Income Housing Funds; or (b) otherwise counted toward the Authority's inclusionary and replacement housing obligations imposed by Section 33413 of the Community Redevelopment Law. This database does not include properties for sale, or any property used to confidentially house victims of domestic violence.

Implementation Plans

Sunset Plan

North Auburn Plan

Tahoe Plan


Housing Successor Annual Report