Employee Benefit Information

2024 Open Enrollment Flyer

Forms & Resources

Verify that your health provider will accept the CalPERS plan you are electing for 2024. The CalPERS Open Enrollment page is a great resource for you to view your options and Plans & Rates. Use the Health Plan Search by ZIP Code feature to see what plans are available to you. The following two documents are available to assist you in selecting your health insurance provider. The  CalPERS Health Benefit Summary 2024 (HDB-110) ( PDF) and the CalPERS publication Your Guide to Choosing a Health Plan (PDF).

Useful Links 

2024 Employee Benefits Guide (PDF)
Flexible Spending Accounts
CalPERS Health Enrollment Form HBD-12 (PDF)
Federal Premium Assistance Under Medicaid & the Children’s Health Insurance Program (CHIP) (PDF)


CalPERS Retirees Open Enrollment

Open Enrollment Virtual Assistance

CalPERS health plans provides virtual open enrollment support to members. Each health plan is offering a variety of virtual support options such as videos, high resolution PDFs, microsites, webinars, online office hours and more. Some health plans host live virtual events which can assist members with navigating health plan choices and options.

Health Plan Comparison Tool & Resources

Log in to your myCalPERS account to explore your health plan options. If you do not have an account, it takes only minutes to create one and will allow you to access customized health information and has tools and resources to help you with your Open Enrollment decisions. MyCalPERS also provides you with secure 24/7 access to view:

  • Your current 2023 monthly premium and 2024 monthly premium if you do not change your health plan.
  • 2024 health plans and monthly premiums available based on your health eligibility ZIP code.
  • Which health plans your doctors participate in (updated to included specialists).
  • Your enrolled dependents.
  • All CalPERS Open Enrollment information.
  • Your 2023 Health Plan Statement
  1. Anthem HMOs & PPOs
  2. Blue Shield HMOs
  3. Kaiser Permanente
  4. United Healthcare HMO
  5. Western Health Advantage HMO
  6. Eligible Opt-Out of Health

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The following videos provide information about Anthem HMOs and PPOs


Still Have Questions?

CalPERS PPO Members
Call (877) 737-7776
TDD (818) 234-5141
 7:30 a.m. - 8 p.m. Pacific Time | Monday through Friday

CalPERS HMO Members
Call (855) 839-4524
TDD (818) 234-3547
7:30 a.m. - 8 p.m. Pacific Time | Monday through Friday 

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While not a health plan option, OPTUMRx is the pharmacy care services manager for Anthem Blue Cross.
OptumRX Video Link

OptumRx Cuxtomer Service
1-855-505-8110; 711 TTY

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2023 Benefit Information

The Employee Benefits Guide (PDF) provides benefit and rate information for the current calendar year on:

  • Accidental Death
  • Cafeteria Plan
  • Deferred Compensation
  • Dental
  • Disability and Leave Management
  • Dismemberment Insurance(s)
  • Flexible Spending Accounts
  • Health
  • Life
  • Long Term Care Coverage
  • Vision

CalPERS Summary of Benefit Coverage 2023 (SBCs) (PDF)
CalPERS Health Benefit Summary 2023 (HBD-110) (PDF)
Health Plans