Placer County provides employees with $10,000 Accidental Death and Dismemberment (AD&D) insurance at no cost.
Additional AD&D insurance coverage is available for the employee, up to $500,000, but cannot exceed 10 times your annual salary. If you select an amount that is higher than allowed, your selections will be defaulted to your annual maximum limit. If your salary decreases during the plan year, it is your responsibility to notify the Personnel Department to ensure you continue to qualify for the AD&D amount you selected.
AD&D insurance is also available for your spouse or registered domestic partner, up to age 70, in amounts ranging from $10,000 to $300,000 (but cannot exceed your coverage amount) and for unmarried dependent children up to age 23 in amounts ranging from $5,000 to $25,000. One premium covers all children, but they must be enrolled to receive coverage.
The accidental death and dismemberment form (PDF) is used to enroll for coverage or change the enrollment name. Use the accidental death and dismemberment beneficiary designation form (PDF) to change beneficiary.