Health
Placer County provides group health insurance through Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). If health insurance is not needed, you may select In Lieu of Health (ILH). HMOs generally pay 100% of the cost of care, after a co-payment. You are required to use in-network providers. Your care is coordinated through a designated Primary Care Physician.
Health Plan Comparison Tool & Resources
Choosing your health plan is an important decision. Log into your myCalPERS account to explore your health plan options. Verify that your healthcare provider will accept the CalPERS plan you are electing. If you do not have an account, it takes only minutes to create one. This will allow you to access customized health information. MyCalPERS has tools and resources to help you with your health insurance provider decisions.
CalPERS Health Forms & Guides
- Anthem HMOs & PPOs
- Blue Shield
- Kaiser Permanente
- United Healthcare
- Western Health Advantage
- In Lieu of Health
- Anthem Select HMO
- Anthem Traditional HMO
- CalPERS - PERS Care, PERS Choice, and PERS Select PPOs
- PORAC PPO (Region I)
Still Have Questions?
https://www.anthem.com/ca/calpers/
CalPERS PPO Members
Call (877) 737-7776
TDD: (818) 234-5141
CalPERS HMO Members
Call (855) 839-4524
TDD: (818) 234-3547
Insurance and Benefit Trust of PORAC
Call (800) 655-6397
email: [email protected]
While not a health plan option, OPTUMRx is the pharmacy care services manager for Anthem Blue Cross. https://www.optumrx.com/oe_calpers/landing
- Pharmacy Benefits at a Glance (PDF)
- Frequently Asked Questions (PDF)
- Select90 Saver Program – Savings with 90-day Supplies (PDF)
The following video presentation summarizes the key points you should know about our Trio HMO and Access+ HMO plans. Whether you are looking for affordable high-quality care or a broad network with flexibility, Blue Shield has you covered. Watch this to learn more about your options with Blue Shield as a CalPERS member.
ACCESS+ HMO
Access+ HMO Flyer (PDF)
Access+ HMO Brochure (PDF)
Access+ Network Listing (PDF)
Trio HMO
Trio Employee Brochure (PDF)
Trio HMO Brochure (PDF)
Trio HMO Flyer (PDF)
Trio HMO Network List (PDF)
Still Have Questions?
www.blueshieldca.com/calpers
Call (800) 334-5847
7 a.m. - 8 p.m. Pacific Time | 7 days a week
I'm Considering joining Kaiser Permanente
Call (800) 305-1220 or 711 (TTY) or Chat
7 a.m. - 8 p.m. Pacific Time | 7 days a week
Existing members
Call (800) 464-4000
The following video presentation summarizes the key points you should know about UHC. Watch this to learn more about your options with UHC as a CalPERS member.
United Healthcare Plan Options
Member Benefits (whyuhc.com)
Still Have Questions?
https://www.whyuhc.com/calpers
Basic members
Call (877) 359-3714
7 a.m. - 8 p.m. Pacific Time | 7 days a week
Member Benefits (whyuhc.com)
Retiree Members
Call (888) 867-5581
7 a.m. - 8 p.m. Pacific Time | 7 days a week
https://uhcvirtualretiree.com/CalPERS
While not a health plan option, OPTUMRx is the pharmacy care services manager for Anthem Blue Cross. https://www.optumrx.com/oe_calpers/landing
- Pharmacy Benefits at a Glance (PDF)
- Frequently Asked Questions (PDF)
- Select90 Saver Program – Savings with 90-day Supplies (PDF)
The following video provides information about us and our coverage.
Still Have Questions?
https://www.westernhealth.com/calpers/
email: [email protected]
Call (888) 942-7377 or chat us during the following hours
- Tuesdays and Thursdays 4 p.m.- 7 p.m.
- Wednesdays 7 a.m. - 10 a.m.
- Saturdays and Sundays from 1 p.m. - 5 p.m.
While not a health plan option, OPTUMRx is the pharmacy care services manager for Anthem Blue Cross. https://www.optumrx.com/oe_calpers/landing
You may be able to take advantage of an employer contribution to a 401(k) savings plan. You must have other health insurance coverage or elect to waive your Placer County health insurance.
How to Participate
To participate in the 401(k) In Lieu of Health program, you will need to:
- To participate in the Health Opt Out Arrangement/In Lieu of Health program, you will need to enroll through Workday. You will need to open the 'Change Benefit Elections New Hire' Inbox item and verify Medical is waived. Then, click on 'Enroll,' under the 401(k) ILH section and choose 'Select.'
- Provide proof of other health insurance (a copy of your insurance card showing your name is sufficient).
- Complete the CalPERS Health Enrollment Form (HBD-12) (PDF).
- Complete the Health Insurance Opt Out Form (PDF).
- Lincoln Financial is the official record for deferred compensation beneficiary designations. Therefore, once enrollment in ILH has been completed, you will need to log onto Lincoln Financial to designate your beneficiary(ies).