Basic Term Life Insurance
Placer County provides PPEO, DSA, Management and Confidential employees with a $50,000 life insurance policy at no cost. Unclassified non-management employees are provided with a $10,000 policy at no cost.
Coverage is automatic - you are not required to enroll. However, you must designate a beneficiary for the Basic Life Insurance benefit. (A beneficiary is the person who receives the basic life insurance benefit in the event of your death.) You may add or change a beneficiary by completing the beneficiary designation change request form (PDF) and returning it to the Human Resources Department. You may make changes to your beneficiary designation at any time.
Supplemental Term Life Insurance
Employees can apply for additional life insurance coverage at any time. Additional life insurance coverage is available for the employee in amounts up to $100,000. Life insurance is also available for a spouse or registered domestic partner in amounts ranging from $12,500 to $50,000 (but cannot exceed half of the employee's coverage amount) and for unmarried dependent children to age 23 in amounts ranging from $5,000 to $10,000.
If electing supplemental life through the new hire process, an employee can elect within 30 days, with no approval process. The coverage will begin the first of the month following the hire date. Outside of the new hire process, to request coverage you must complete an application (PDF) and submit it to the insurer. Coverage will begin the first of the month following the approval by the insurer.