Housing Programs & Activities
First Time Homebuyer Assistance Program
Loans of up to $100,000 are available to help families purchase their first home in the unincorporated areas of Placer County. The First Time Homebuyer Assistance Program loan can help make mortgage payments more affordable. Loans are available on a first-come/first-serve basis and are provided to applicants who have submitted a complete Program Interest Application Form (PDF), meet the program requirements, and are ready to make a home purchase.
- You must be a First Time Homebuyer (PDF) (Federal Income Limits, June 2018)
- You must be pre-approved for a first mortgage loan.
- You must have 3% of the total purchase price available at the time of application. These funds cannot be in the form of a loan.
- The eligible property must be located in unincorporated Placer County.
Submit an Application
Mail your completed application to:
Placer County Planning Services Division
3091 County Center Drive
Auburn, CA 95603
If you have questions or require additional information, please contact the Planning Services Division by phone at 530-745-3170 or by email.
Martis Fund Homebuyer Assistance Program - Truckee/Tahoe
For information about this program, please contact Sierra Business Council at 530-582-4800 or visit the Sierra Business Council website.
Golden State Finance Authority Homebuyers Fund (GSFA)
GSFA is a government entity that provides affordable housing finance options for low-to-moderate income individuals and families in California. GSFA arranges mortgage loan programs featuring low interest rates and down payment and/or housing closing cost assistance in a variety of financial forms for qualifying homebuyers. Interested persons should contact a representative toll-free at 855-740-8422, or visit the Golden State Finance Authority website.
Efficiency Dwelling Units & Single Room Occupancy Housing
- Ordinance 5710-B: Single Room Occupancy Housing (PDF)
- Ordinance 5711-B: Efficiency Dwelling Unit (PDF)
Housing Rehabilitation Loans
Placer County offers several different opportunities for low-income Placer County residents residing in the unincorporated area of the County to rehabilitate their homes.
State & Federal Grant Programs
Each year Placer County applies for, and may receive, various State and Federal grants. The County then provides these funds, in the form of low-interest loans to low-income households to rehabilitate their homes. The County's primary emphasis is in correcting health and safety issues. For more information, call 530-745-3170.
United States Department of Agriculture (USDA) Rural Development Loans & Grants
The USDA Rural Development Department (RDD) has a program that may help you obtain the money needed to repair your home. If you are low-income and own the home that you live in, you may qualify for a loan of up to $20,000 to make needed repairs or improvements. The interest rate is one %, so you pay as little as $92 per month if you borrow the maximum of $20,000. In addition, if you are 62 years old or older, you may qualify for a one-time grant of up to $7,500 to remove health or safety hazards.
For more information about the program, including what adjustments may be made to your gross income, please contact the RDD office at 530-885-7081, ext. 4. Information is also available on the website USDA Rural Development website.
Founded in 1978 by a group of community members, Project GO provides grants to low-income residents for housing weatherization and energy conservation improvements. Their office is located at:
801 Vernon Street
Roseville, CA 95678
Interested persons should contact a representative at 916-782-3443 or 800-655-7705.
Public Database Housing Units
The Public Database (PDF) of Affordable, Redevelopment-Restricted Rental and Ownership Units and Enforceability shows existing new and substantially rehabilitated housing units that were either (a) developed or otherwise assisted with Low- and Moderate-Income Housing Funds; or (b) otherwise counted toward the Authority's inclusionary and replacement housing obligations imposed by Section 33413 of the Community Redevelopment Law. This database does not include properties for sale, or any property used to confidentially house victims of domestic violence.