Additional Information

  • American Recovery and Reinvestment Act - Visit the U.S. Department of Housing and Urban Development (HUD) website to learn more about the American Recovery and Reinvestment Act of 2009.
  • California's Consumer Home Mortgage Information - Access California Consumer Home Mortgage information in English or Spanish.
  • Clearpoint Credit Counseling Solutions, formerly known as Consumer Credit Counseling - Clearpoint Credit Counseling Solutions is a nonprofit focused on helping low- and moderate-income consumers. Clearpoint keeps its rates affordable. An initial counseling session is free, whether it's by phone, online or at a sit-down session at its Sacramento office. Call 877-412-2227 for additional information.
  • Fannie Mae and Freddie Mac - Two of the nation's largest sources of financing for residential mortgages, Fannie Mae and Freddie Mac, dovetail their foreclosure prevention efforts into many of the programs mentioned above. They also offer foreclosure prevention tips and information on their websites.
  • Foreclosure Process - View a useful guide to the foreclosure process, as well as California-specific foreclosure information.
  • Homeowner's Guide to Foreclosure in California - This guide is designed to help homeowners understand the options available to them in foreclosure. It describes the foreclosure process, the documents homeowners may expect to receive in foreclosure and highlights some of the important options and considerations home-owners must be aware of when their home is threatened by foreclosure.
  • Obama Administration Programs - For information about the Obama administration's programs for refinancing and loan modification, visit the Making Home Affordable website.
  • Rural Community Assistance Corp (RCAC) Foreclosure Counseling Agencies - Visit the RCAC website.
  • Servicemembers Civil Relief Act (SCRA) - If you are in the military, you have special relief under the SCRA to stop the foreclosure. You could also be eligible for a reduction in the interest rate. For more information visit or contact your military unit leader or the legal assistance office at your installation or base.
  • Tips to Avoid Foreclosure - For those in situations that could lead to foreclosure, the U.S. Department of Housing and Urban Development offers some Tips to Avoid Foreclosure.